Warwick, RI Team

Anne Horvath, Branch Manager, NMLS# 21445

Ashley Borden, Sales Manager, NMLS# 16411

Bill Huggins, Loan Officer, NMLS# 21452

Kim Jillson, Loan Officer, NMLS# 80137

Margy Thurber, Loan Officer, NMLS# 270542

Vicki Larson, Loan Officer, NMLS# 186700

Mike Amaro, Loan Officer, NMLS# 176076

David Bottone, Loan Officer, NMLS# 16414

Lincoln, RI Team

Scott Lacey, National Renovation Manager, NMLS# 8154

George Pedro, Sales Manager, NMLS#21517

Rick Marini, Loan Officer, NMLS# 21837

The Rhode Island team of Residential Mortgage Services (RMS), with over 150 combined years of experience, is committed to making your home financing experience as simple, straightforward and personable as possible. RMS is a direct lender with a full spectrum of integrated loan processing, underwriting and direct funding – all under one roof! Whether you’re looking to purchase a new home or refinance, the mortgage experts at RMS can help you find the option that’s right for you: Conventional, Jumbo, FHA/VA/USDA, Renovation and Rhode Island Housing loans. RMS is ranked #3 in the state over-all for RI Housing and the only non-bank delegated lender for RI Housing.

The dedicated Loan Officers and incredible support staff at RMS take great pride in understanding each borrower’s unique needs and doing everything possible to support and guide them through each step in the home financing process. They are committed to being lifetime mortgage professionals, ready to assist you at any point in the future. Fast, friendly, focused – that’s how RMS guides you home.

 100 Jefferson Boulevard, Warwick, RI 02888, 401-228-8558,

 14 Breakneck Hill Road, Unit #LL1 Lincoln, RI 02865, 401-214-4715,

 For information purposes only and is not a commitment to lend. Programs, rates, terms and conditions are subject to change at any time. Availability dependent upon approved credit and documentation, acceptable appraisal, and market conditions. Not all programs available in all areas. Residential Mortgage Services, Inc. is a Maine Corporation headquartered at 24 Christopher Toppi Drive, South Portland, ME 04106. NMLS#1760;; Equal Housing Opportunity;  RI Lender License #20092626LL; RI Loan Broker License #20122931LB; CT Mortgage Lender License ML-1760; MA Mortgage Lender & Broker License #MC1760; ME Supervised Lender License #SLM2537; NH Mortgage Banker License #8816-MB; District of Columbia: Mortgage Dual; Authority License MLB1760; MD Mortgage Lender License #21114; Licensed by the N.J. Department of Banking and Insurance; Licensed Mortgage Banker- NYS Department of Financial Services; PA Licensed Mortgage Lender #44857;; Mortgage Lender/Broker, VA Corp. Commission #MC-5816; Operating as RMS Mortgage in FL, FL Mortgage Lender License #MLD232; Delaware License #017813; Expires on 12/31/2018;  Equal Housing Opportunity