Providing the smarter way to bank is an endeavor that sets Pawtucket Credit Union apart from other banking institutions. As an organization founded by, and run for the benefit of its members, this philosophy is woven throughout all of our business and civic activities.

With more than $2.65B in assets, we’re large enough to offer an ever-increasing array of products and services designed to meet your needs, yet still small enough to deliver the personalized service you deserve and have come to expect.

Everyone is unique in their own way, so why should your mortgage be any different? Our mortgage products range from traditional 30-year fixed rate loans to 100% financing for first time homebuyers, ARMs to jumbos, and FHA loans. For buyers looking to build their new home, our construction loans feature a single closing for both the construction phase and the final term loan, and a rate lock up front.

Simplicity is our promise. Making dreams of homeownership a reality is our goal. With our new and improved online mortgage application, homebuyers will navigate the application process quickly, easily, and securely at their own convenience. Easy to understand language, and meaningful graphics will aid them on their journey …  whether they’re ready to apply or just looking to get pre-approved.

With local decision-making and servicing, our trained professionals are at your service to answer any questions from initial application through the life of your loan.

Helping to improve lives of those in the communities we serve has been a key component of Pawtucket Credit Union’s mission since our founding and remains the bedrock of our community service initiatives to this day. When the pandemic hit, PCU donated $175,000 toward COVID-19 Relief to assist basic needs, food assurance, virtual educational programming, WIFI access, cleaning supplies, and more.  Funds in the amount of $33,000 previously committed to nonprofits for upcoming events, were redirected to support the core programs the organizations we support.  In total in 2020, PCU invested just under $500,000 to support the communities we serve.

With seventeen branch locations in Pawtucket, East Providence, Bristol, North Providence, Smithfield, Cumberland, Cranston, Warwick, East Greenwich, North Kingstown and Wakefield; and the PCU Loan Center located in Foxboro, Mass., PCU is never far away.

For more information on Pawtucket Credit Union, stop by or visit us on the web at www.pcu.org.