Pawtucket Credit Union, The smarter way to bank

Providing the smarter way to bank is an endeavor that sets Pawtucket Credit Union apart from other banking institutions. As an organization founded by, and run for the benefit of its members, this philosophy is woven throughout all of our business and civic activities.

With more than $2.32B in assets, we’re large enough to offer an ever-increasing array of products and services designed to meet your needs, yet still small enough to deliver the personalized service you deserve and have come to expect.

Everyone is unique in their own way so why should your mortgage be any different. Our mortgage products, now featuring a No Closing Cost option, range from traditional 30 year fixed rate loans to 100% financing for first time homebuyers, ARMs to jumbos, and accelerated payoff loans to bi-weekly options.   Better yet, our construction loans feature a single closing for both the construction phase and the final term loan, and a rate lock up front.

PCU’s mortgage origination team will come to you.  With local decision-making and servicing, our trained professionals are at your service to answer any and all of your questions. If we don’t have the answer at hand, you can rest assured that a return call is moments away. In addition, we’ve simplified the mortgage application process, enabling faster loan approvals and turnaround times.

Improving the lives of families and individuals in the communities we serve has been a key component of Pawtucket Credit Union’s mission and is the motivation behind all of our community service initiatives. Through the PCU Community Investment Fund, we hope to mitigate some of the stress on our local communities by funding programs that specifically serve vulnerable populations

With fifteen branch locations in Pawtucket, East Providence, Bristol, North Providence, Smithfield, Cumberland, Cranston, Warwick, East Greenwich and North Kingstown and the PCU Loan Center located in Foxboro, Mass., PCU is never far away.

For more information on Pawtucket Credit Union, stop by or visit us on the web at www.pcu.org.