Ocean State Credit Union

Since 1950, Ocean State Credit Union has aimed to deliver sound financial solutions to our membership. We have and continue to grow our offerings to meet our members’ changing needs. From these beginnings, Ocean State Credit Union has grown to become a statewide credit union offering safe and secure products and services to all of Rhode Island and Southern New England. With branches located from Coventry to North Kingstown and borderless online and mobile banking, Ocean State Credit Union has become a financial resource to people seeking the best in personalized service and smart banking products.

Ocean State Credit Union, formerly Coventry Credit Union, has been a recognized and steadfast leader in mortgage lending through both the most trying and most fruitful of times. Our experienced Mortgage Professionals offer knowledge in every area of mortgage lending from purchase to refinance including construction loans.

We have access to a full range of mortgage resources, such as federal programs like FHA, VA, and USDA. Our experienced Mortgage Professionals will work with you to find the best and most affordable mortgage to suit your specific needs.

Whether you are purchasing a new home, refinancing or constructing a new home, OSCU can help you with professional experience, a large menu of programs, the most competitive rates and low closing costs and terms.

For more information, please contact:


Nicole Dungca

Director of Mortgage Lending

401-397-1900, ext. 2365

[email protected]


Thomas J. Carroll

Mortgage Loan Originator

401-397-1900, ext.2362

[email protected]