A Partner You Can Trust and Rely On.

Essent Guaranty, Inc. was founded in 2008 with the mission to serve as a trusted, best-in-class partner in the U.S. housing finance industry.

Today, we are a strong and trusted counterparty in the mortgage lending community, serving approximately 1,500 lenders and helping more than 2.5 million homebuyers become successful homeowners or retain homeownership in communities across the country.

The EssentEDGE® difference.

Our risk-based pricing engine leverages advanced analytics and proprietary risk metrics, intelligently evaluating more than 400 credit factors to deliver MI pricing that more accurately reflects each borrower’s unique credit profile. You know your homebuyers are always getting our best price for MI and we stand by our quotes for 90 days, as long as the loan level data doesn’t change.

We’re More Than MI.

In addition to offering affordable mortgage insurance (MI) solutions, we also offer tools and resources to help you grow your business, including:

  • EssentENGAGE: Our in-depth research and thought leadership webcasts are designed to help you navigate your footprint in a highly competitive market. Watch a replay of our recent webcast, Regulatory & Political Outlook: What’s Ahead For The Housing And Mortgage Markets.
  • Essentials Training: We offer a wide array of free classes and self-paced learning modules, as well as income & collateral analysis tools, to help you keep your career on the right track. Explore our calendar of upcoming classes and register today!
  • EssentIQ®: Create personalized presentations in an easy-to-read format to show aspiring homebuyers how Essent MI can help them buy a home now so they can start building equity sooner. Launch our online tool to see how you can create real-life solutions in real time.

Explore Everything We Offer.

Visit to learn more about EssentEDGE, our MI solutions and to access our tools and resources.



Mike Stevens

Account Manager


508.735.5920 | [email protected]


Mortgage Insurance provided by Essent Guaranty, Inc.

© 2023 Essent Guaranty, Inc., All rights reserved. | Two Radnor Corporate Center, 100 Matsonford Road, Radnor, PA 19087

EGI-6200.054 (11/23)