For over 40 years, Embrace Home Loans has been a leader and innovator in the mortgage industry. As a collaborative organization, we support and empower our people as we all work passionately to serve the needs of clients and referral partners. 

 OPERATIONAL EXCELLENCE 

In-house non-QM experts

Managed appraisal and loan scenario desks

Multilingual team

Regionalized operational teams 

Constant communication and collaboration 

Service Level Agreements (SLA) in processing and underwriting to ensure all requirements are met 

PRODUCT INNOVATION 

Seller Guaranteed On-Time Closing (GOTC) – the seller will receive $5,000 if the loan doesn’t close on time and it’s our fault

Property Value Certificate – the value is certified, letting buyers waive the appraisal contingency

Innovative market specific product, pricing, and programs 

30+ investor relationships 

Personal relationships with small banks and credit unions 

Proprietary market-impacting programs

MARKETING 

Original, single-branded, and co-branded material to generate leads, including social media, blogs, email campaigns, print, TV, radio, billboards, and videos 

Company-shared marketing expenditure to promote your business 

Highly successful REALTOR® home drop campaigns

Automated nurture campaigns 

CRM management with lead capture forms, with or without referral partners 

Single property websites 

eSNAPP, our revolutionary mobile app

 

Buddy Hardiman, President

401-344-3444