Coastal 1 8.22.22

Providing the smarter way to bank is an endeavor that sets Coastal1 Credit Union apart from other banking institutions. As an organization founded by, and run for the benefit of its members, this philosophy is woven throughout all of our business and civic activities.

With more than $3B in assets, we’re large enough to offer an ever-increasing array of products and services designed to meet your needs, yet still small enough to deliver the personalized service you deserve and have come to expect.

Everyone is unique in their own way, so why should your mortgage be any different? Our mortgage products range from traditional 30-year fixed rate loans to 100% financing for first time homebuyers, ARMs to jumbos, VA and FHA loans. For buyers looking to build their new home, our construction loans feature a single closing for both the construction phase and the final term loan, and a rate lock up front.

Simplicity is our promise. Making dreams of homeownership a reality is our goal. With our online mortgage application, homebuyers can navigate the application process quickly, easily, and securely at their own convenience whether they’re ready to apply or just looking to get pre-approved.

With local decision-making and servicing, our trained professionals are at your service to answer any questions from initial application through the life of your loan.

Helping to improve lives of those in the communities we serve has been a key component of Coastal1 Credit Union’s mission since our founding and remains the bedrock of our community service initiatives to this day. In total in 2021, PCU invested $455,000 to more than 300 local non-profit organizations.

With seventeen branch locations in Pawtucket, East Providence, Bristol, Providence, North Providence, Smithfield, Cumberland, Cranston, Warwick, East Greenwich, North Kingstown and Wakefield; and the Coastal1 Loan Center located in Foxboro, Mass., Coastal1 is never far away.

For more information on Coastal1 Credit Union, stop by or visit us on the web at