For over 25 years, Anchor Financial Mortgage, Inc. has always had one simple belief, it’s all about helping people. This is how we structure our loans, partner with real estate professionals, and serve communities across Rhode Island.
Anchor Financial is a mortgage broker at heart and one of the last independently owned mortgage brokers in our state. Unlike traditional banks, limited to their own in-house products, brokers have access to a broad network of wholesale lenders and programs. This allows us to create tailor-fit solutions for our borrowers to ensure they get the best mortgage financing possible.
The statistics show, independent mortgage brokers consistently deliver affordability, greater choice and more competitive options for consumers. These factors, coupled with our decades of experience, product knowledge and willingness to think outside the box, make a huge difference. Helping our borrowers achieve homeownership when others say it can’t be done is one of the most rewarding parts of what we do.
What really sets Anchor apart, is our in-house Underwriting and Processing Department. Our Underwriting Manager, Chris Bianco is one of the best in the business and has over 20 years of experience. Pre-underwriting files and making decisions internally allows for smoother transactions, on time closings and a client experience that is 2nd to none!
As owner and founder Joseph Baptista often says: “Surprises are great for birthdays, not for mortgages.”
To strengthen our foundation even further, following the 2007 mortgage crisis, Anchor Financial obtained a lending license, allowing us to operate as both a broker and a lender. We are currently licensed in seven states: Rhode Island, Massachusetts, Connecticut, Maine, New Hampshire, New York, and Florida.
Beyond mortgages, Anchor Financial is committed to giving back through youth sports sponsorships, food drives, and advocacy efforts. Most recently, we spoke at the Rhode Island State House in support of legislation to help survivors of domestic violence exit unsafe housing situations without financial penalty.
Looking ahead to 2026, Anchor Financial is excited to grow our team of licensed Mortgage Loan Originator’s. If you are looking for the opportunity of a lifetime with the number one mortgage broker in the state and want to be part of a collaborative, experienced, and client-focused organization, we invite you to connect with Joseph Baptista to learn more.
At Anchor Financial, helping people isn’t just part of our business, it’s why we do what we do!