Anchor Financial Mortgage 10.16.20


Joseph Baptista, President of Anchor Financial Mortgage

There is little that Joseph Baptista hasn’t seen or done in the two-plus decades as the President and Owner of the Rhode Island-based Mortgage Company. Through the economy’s and housing market’s ups and downs, his company perseveres because of one principle: determination.

He credits his staff for the continued prosperity of the agency and adds their willingness to go the extra mile to ensure customer satisfaction that enables them to stand out.

“I like to say, ‘Teamwork Makes the Dream Work’. It’s the basis for what we do in helping people capitalize on their given situation—first time homeowners, military and first responders and even recent college graduates—among others. We find ways to tell customers ‘yes we can,’ when others say, ‘sorry, we can’t help you,’ Baptista said.

Anchor Financial Mortgage services most of New England, Florida and New York. They offer numerous programs and partner with local and nationwide lenders to offer incentives and opportunities that may not be otherwise available to consumers.

Baptista said he is proud of the many families he has helped financed over the years. He is particularly happy about those he helped who were denied assistance elsewhere. Joe said it comes from his tireless work ethic and seeing a positive conclusion.

Anchor Financial Mortgage is a full- service mortgage lender and broker offering every mortgage program available from 203k rehabilitation loans to RI Housing first-time homebuyer programs. “You need all the right tools in your toolbox” said Baptista. “In a world where everyone wants to just press a button and get a mortgage, we actually take the time to make sure we get you the best possible mortgage for your individual needs”.

Most importantly, he loves educating people on the benefits of home ownership.

“Why pay a landlord’s rent when you can own you own home?” Baptista often says. “Homeowners can build equity that can be used over time to improve the home or to be taken out to pay for a child’s education or other family needs. Purchasing a home is the single largest investment one can make. Getting pre-qualified is the most important first step in making that dream a reality.”

Joseph lives in Smithfield with his family and is involved with the Northern RI and Kent County Chamber of Commerce, BNI Founders Chapter Networking Group, RI Mortgage Bankers Association and other local organizations.

Anchor Financial Mortgage is located at One Lonsdale Avenue in Pawtucket off Route 95. They can be reached at 401-495-3100 and you can visit them on the web at